OpenAI GPT 6 Luna – Personal Finance

via Azure · Generated

  • AIMAC Debt 4.37
  • Cost $0.007
  • Total Violations 12
  • HTML Size 44 KB
  • Em Dashes 8

Screenshot

View OpenAI GPT 6 Luna Personal Finance page View Live Page

Accessibility Issues Found

12 Serious

  • color-contrast serious 12 instances

    Elements must meet minimum color contrast ratio thresholds

    Example HTML <small>Can add up over time</small>

Artifacts

View Generated HTML
<!DOCTYPE html>
<html lang="en">
<head>
  <meta charset="utf-8">
  <meta name="viewport" content="width=device-width, initial-scale=1">
  <meta name="theme-color" content="#102b27">
  <meta name="description" content="Practical, independent-minded guidance for saving, investing, and planning your financial future with Northstar Ledger.">
  <title>Northstar Ledger — Make a plan for the life you want</title>
  <link rel="preconnect" href="https://fonts.googleapis.com">
  <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
  <link href="https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap" rel="stylesheet">
  <style>
    :root {
      --ink: #18302c;
      --ink-soft: #52615d;
      --forest: #102b27;
      --forest-light: #24483f;
      --lime: #d1f36a;
      --lime-deep: #b9df4f;
      --cream: #f7f7f1;
      --paper: #fffefa;
      --line: #dfe4dc;
      --white: #fff;
      --serif: Georgia, "Times New Roman", serif;
      --sans: "DM Sans", Arial, sans-serif;
      --display: "Manrope", Arial, sans-serif;
      --shadow: 0 18px 50px rgba(16, 43, 39, .1);
    }

    * { box-sizing: border-box; }
    html { scroll-behavior: smooth; scroll-padding-top: 90px; }
    body {
      margin: 0;
      background: var(--paper);
      color: var(--ink);
      font-family: var(--sans);
      line-height: 1.65;
      -webkit-font-smoothing: antialiased;
    }
    img { max-width: 100%; display: block; }
    a { color: inherit; }
    button, input { font: inherit; }
    button, a { -webkit-tap-highlight-color: transparent; }
    :focus-visible { outline: 3px solid #6da34b; outline-offset: 4px; }
    .wrap { width: min(1160px, calc(100% - 48px)); margin-inline: auto; }
    .eyebrow {
      display: inline-flex; align-items: center; gap: 9px;
      color: #547c35; font-size: .76rem; font-weight: 700;
      letter-spacing: .13em; text-transform: uppercase;
    }
    .eyebrow::before { content: ""; width: 22px; height: 2px; background: currentColor; }
    h1, h2, h3, p { margin-top: 0; }
    h1, h2, h3 { font-family: var(--display); letter-spacing: -.045em; }
    h2 { margin-bottom: 18px; font-size: clamp(2.15rem, 4vw, 3.45rem); line-height: 1.12; }
    p { color: var(--ink-soft); }
    .btn {
      min-height: 50px; display: inline-flex; align-items: center; justify-content: center;
      gap: 10px; border: 1px solid transparent; border-radius: 5px; padding: 12px 21px;
      font-weight: 700; font-size: .9rem; text-decoration: none; cursor: pointer;
      transition: transform .2s ease, background .2s ease, color .2s ease, border-color .2s ease;
    }
    .btn:hover { transform: translateY(-2px); }
    .btn-dark { background: var(--forest); color: var(--white); }
    .btn-dark:hover { background: #264c42; }
    .btn-lime { background: var(--lime); color: var(--forest); }
    .btn-lime:hover { background: var(--lime-deep); }
    .btn-outline { border-color: rgba(24,48,44,.28); color: var(--ink); }
    .btn-outline:hover { border-color: var(--ink); background: rgba(255,255,255,.45); }
    .arrow { font-size: 1.15rem; line-height: 1; }

    /* Header */
    .topbar { background: var(--forest); color: #d7e4da; font-size: .75rem; }
    .topbar-inner { min-height: 34px; display: flex; justify-content: space-between; align-items: center; gap: 16px; }
    .topbar p { margin: 0; color: inherit; }
    .topbar a { color: var(--lime); text-decoration: none; }
    .site-header { position: sticky; top: 0; z-index: 20; background: rgba(255,254,250,.96); border-bottom: 1px solid rgba(24,48,44,.09); backdrop-filter: blur(14px); }
    .header-inner { min-height: 82px; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
    .brand { display: inline-flex; align-items: center; gap: 11px; text-decoration: none; flex-shrink: 0; }
    .brand img { width: 44px; height: 44px; border-radius: 50%; }
    .brand-copy { display: flex; flex-direction: column; line-height: 1.15; }
    .brand-name { font: 800 1.05rem var(--display); letter-spacing: -.04em; color: var(--forest); }
    .brand-tagline { margin-top: 4px; color: #66736c; font-size: .65rem; letter-spacing: .025em; }
    .main-nav { display: flex; align-items: center; gap: clamp(16px, 2.3vw, 31px); }
    .main-nav a { color: #344841; font-size: .84rem; font-weight: 600; text-decoration: none; transition: color .2s; }
    .main-nav a:hover { color: #638a3d; }
    .header-cta { min-height: 43px; padding: 9px 16px; font-size: .82rem; white-space: nowrap; }
    .menu-toggle { display: none; width: 44px; height: 44px; border: 1px solid var(--line); background: transparent; border-radius: 4px; color: var(--forest); font-size: 1.3rem; }

    /* Hero */
    .hero { position: relative; overflow: hidden; background: var(--cream); }
    .hero::before {
      content: ""; position: absolute; width: 460px; height: 460px; right: -190px; top: -230px;
      border: 1px solid rgba(68,102,75,.12); border-radius: 50%;
      box-shadow: 0 0 0 55px rgba(68,102,75,.035), 0 0 0 110px rgba(68,102,75,.025);
    }
    .hero-grid { min-height: 600px; display: grid; grid-template-columns: 1.02fr .98fr; align-items: center; gap: 48px; padding-block: 66px; position: relative; }
    .hero-copy { max-width: 575px; }
    .hero h1 { margin: 18px 0 22px; max-width: 620px; font-size: clamp(3.3rem, 6.1vw, 5.6rem); line-height: .99; }
    .hero h1 em { font-family: var(--serif); font-weight: 400; color: #658843; }
    .hero-copy > p { max-width: 505px; margin-bottom: 29px; font-size: 1.05rem; line-height: 1.75; }
    .hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; }
    .micro-trust { display: flex; align-items: center; gap: 11px; margin-top: 30px; color: #65736c; font-size: .78rem; }
    .avatar-stack { display: flex; padding-left: 4px; }
    .avatar-stack img { width: 30px; height: 30px; margin-left: -5px; border: 2px solid var(--cream); border-radius: 50%; object-fit: cover; }
    .hero-visual { min-height: 460px; position: relative; }
    .hero-photo { position: absolute; inset: 0 0 22px 42px; overflow: hidden; border-radius: 190px 190px 9px 9px; background: #d7dfcf; }
    .hero-photo img { width: 100%; height: 100%; object-fit: cover; }
    .hero-photo::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 50%, rgba(13,37,32,.18)); }
    .floating-card {
      position: absolute; z-index: 2; bottom: 0; left: 0; width: 235px; padding: 20px;
      background: var(--white); border: 1px solid rgba(24,48,44,.07); border-radius: 7px; box-shadow: var(--shadow);
    }
    .floating-card .card-label { color: #69756d; font-size: .72rem; }
    .floating-card strong { display: block; margin: 4px 0 2px; font: 800 1.65rem var(--display); letter-spacing: -.05em; }
    .floating-card small { color: #648541; font-size: .75rem; font-weight: 700; }
    .sparkline { display: block; width: 100%; height: 40px; margin-top: 8px; }
    .hero-note { position: absolute; top: 40px; right: -6px; z-index: 2; padding: 11px 15px; background: var(--lime); border-radius: 4px; color: var(--forest); font-size: .74rem; font-weight: 700; transform: rotate(3deg); }

    /* Proof strip */
    .proof-strip { border-block: 1px solid var(--line); background: var(--paper); }
    .proof-inner { display: grid; grid-template-columns: 1.1fr repeat(3, 1fr); align-items: center; min-height: 106px; gap: 28px; }
    .proof-title { color: #738077; font-size: .77rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
    .proof-item { display: flex; align-items: center; gap: 12px; color: #45574e; font: 700 .84rem var(--display); }
    .proof-icon { width: 34px; height: 34px; display: grid; place-items: center; background: #eef2e7; border-radius: 50%; color: #527b37; font-size: 1rem; }

    /* Shared sections */
    .section { padding-block: 104px; }
    .section-heading { max-width: 680px; margin-bottom: 44px; }
    .section-heading p { max-width: 590px; margin-bottom: 0; font-size: 1rem; }
    .section-heading.center { margin-inline: auto; text-align: center; }
    .section-heading.center .eyebrow { justify-content: center; }
    .section-heading.center p { margin-inline: auto; }
    .split { display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: clamp(42px, 7vw, 95px); }
    .split-photo { position: relative; min-height: 435px; }
    .split-photo > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; border-radius: 7px; }
    .photo-caption { position: absolute; bottom: 18px; left: 18px; right: 18px; display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 12px 15px; background: rgba(255,254,250,.94); border-radius: 4px; font-size: .76rem; }
    .photo-caption strong { font: 700 .84rem var(--display); }
    .photo-caption span { color: #728077; }
    .split-copy h2 { margin-top: 15px; }
    .split-copy p { font-size: .96rem; }
    .check-list { display: grid; gap: 13px; margin: 24px 0 29px; padding: 0; list-style: none; }
    .check-list li { display: flex; align-items: flex-start; gap: 11px; color: #40534a; font-size: .9rem; }
    .check { flex: 0 0 20px; width: 20px; height: 20px; margin-top: 2px; display: grid; place-items: center; border-radius: 50%; background: #eaf2df; color: #567d36; font-size: .72rem; font-weight: 800; }

    /* Investment cards */
    .investment-section { background: var(--forest); color: var(--white); }
    .investment-section .eyebrow { color: var(--lime); }
    .investment-section .section-heading p { color: #c0cec6; }
    .investment-section h2 { color: var(--white); }
    .invest-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 17px; }
    .invest-card { padding: 27px 27px 25px; min-height: 292px; border: 1px solid rgba(255,255,255,.16); border-radius: 6px; background: rgba(255,255,255,.045); transition: transform .2s, background .2s; }
    .invest-card:hover { transform: translateY(-4px); background: rgba(255,255,255,.075); }
    .invest-icon { width: 43px; height: 43px; display: grid; place-items: center; margin-bottom: 23px; background: rgba(209,243,106,.12); color: var(--lime); border-radius: 50%; font-size: 1.2rem; }
    .invest-card h3 { margin-bottom: 11px; color: var(--white); font-size: 1.27rem; }
    .invest-card p { margin-bottom: 19px; color: #b9c8bf; font-size: .87rem; }
    .text-link { display: inline-flex; align-items: center; gap: 8px; color: var(--lime); font-size: .82rem; font-weight: 700; text-decoration: none; }
    .text-link:hover { text-decoration: underline; text-underline-offset: 4px; }
    .invest-footnote { margin: 25px 0 0; color: #9fb1a6; font-size: .75rem; }

    /* Calculator */
    .calculator-section { background: #f1f3e9; }
    .calculator-shell { display: grid; grid-template-columns: .84fr 1.16fr; overflow: hidden; border-radius: 8px; background: var(--white); box-shadow: var(--shadow); }
    .calculator-intro { padding: clamp(30px, 5vw, 57px); background: var(--forest); color: white; }
    .calculator-intro .eyebrow { color: var(--lime); }
    .calculator-intro h2 { margin-top: 18px; font-size: clamp(2rem, 3.3vw, 2.9rem); color: white; }
    .calculator-intro p { color: #c1cec6; font-size: .91rem; }
    .assumption-note { margin-top: 30px; padding-top: 19px; border-top: 1px solid rgba(255,255,255,.17); color: #aebeb4; font-size: .76rem; }
    .calculator-form { padding: clamp(28px, 5vw, 56px); }
    .calculator-form h3 { margin-bottom: 5px; font-size: 1.28rem; }
    .calculator-form > p { margin-bottom: 23px; font-size: .83rem; }
    .form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 17px 20px; }
    .field label { display: block; margin-bottom: 7px; color: #43564d; font-size: .77rem; font-weight: 700; }
    .input-wrap { position: relative; }
    .input-wrap span { position: absolute; top: 50%; left: 12px; color: #849087; font-size: .89rem; transform: translateY(-50%); }
    .field input {
      width: 100%; min-height: 46px; padding: 10px 12px 10px 27px;
      border: 1px solid #d9e0d9; border-radius: 4px; background: #fcfdf9; color: var(--ink);
    }
    .field input:focus { outline: 2px solid #91b36d; border-color: transparent; }
    .field .plain-input { padding-left: 12px; }
    .calc-button { width: 100%; margin-top: 20px; border: 0; }
    .calc-result { margin-top: 19px; padding: 17px 18px; border-left: 3px solid #8bb552; background: #f2f6eb; }
    .calc-result-label { color: #647269; font-size: .74rem; }
    .calc-result strong { display: block; margin: 1px 0 3px; font: 800 1.75rem var(--display); letter-spacing: -.05em; color: var(--forest); }
    .calc-result p { margin: 0; font-size: .75rem; }
    .sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

    /* Retirement */
    .retirement-section { background: var(--paper); }
    .retirement-callout { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 26px; margin-top: 48px; padding: 30px 34px; border: 1px solid var(--line); border-radius: 6px; background: #fbfcf7; }
    .retirement-callout h3 { margin: 0 0 5px; font-size: 1.2rem; }
    .retirement-callout p { margin: 0; font-size: .87rem; }

    /* Testimonial */
    .story-section { background: var(--cream); }
    .story-layout { display: grid; grid-template-columns: .9fr 1.1fr; gap: 70px; align-items: center; }
    .story-quote { position: relative; padding: 39px; background: var(--white); border-radius: 7px; box-shadow: 0 12px 35px rgba(16,43,39,.06); }
    .quote-mark { color: #91b552; font: 5rem/.7 var(--serif); }
    .story-quote blockquote { margin: 16px 0 22px; color: var(--forest); font: 1.45rem/1.5 var(--serif); }
    .quote-person { display: flex; align-items: center; gap: 12px; }
    .quote-person img { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; }
    .quote-person strong { display: block; font-size: .82rem; }
    .quote-person span { color: #7a867e; font-size: .74rem; }
    .story-copy h2 { margin-top: 17px; }
    .story-copy p { font-size: .95rem; }
    .story-metric { display: flex; gap: 24px; margin-top: 27px; padding-top: 23px; border-top: 1px solid #dce1d8; }
    .metric strong { display: block; color: var(--forest); font: 800 1.55rem var(--display); letter-spacing: -.05em; }
    .metric span { display: block; color: #728078; font-size: .74rem; }

    /* Learning and FAQ */
    .learn-section { background: var(--paper); }
    .learn-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
    .learn-card { border: 1px solid var(--line); border-radius: 6px; overflow: hidden; background: var(--white); transition: box-shadow .2s, transform .2s; }
    .learn-card:hover { transform: translateY(-4px); box-shadow: 0 13px 30px rgba(16,43,39,.09); }
    .learn-card img { width: 100%; height: 190px; object-fit: cover; }
    .learn-body { padding: 21px 22px 23px; }
    .learn-meta { color: #77905e; font-size: .69rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
    .learn-body h3 { margin: 9px 0 9px; font-size: 1.16rem; line-height: 1.35; }
    .learn-body p { margin-bottom: 16px; font-size: .82rem; }
    .faq { margin-top: 83px; display: grid; grid-template-columns: .75fr 1.25fr; gap: 65px; }
    .faq-intro h2 { margin-top: 15px; font-size: 2.25rem; }
    .faq-intro p { font-size: .89rem; }
    .faq-list details { border-bottom: 1px solid var(--line); }
    .faq-list details:first-child { border-top: 1px solid var(--line); }
    .faq-list summary { position: relative; padding: 20px 36px 20px 0; cursor: pointer; list-style: none; color: var(--ink); font: 700 .96rem var(--display); }
    .faq-list summary::-webkit-details-marker { display: none; }
    .faq-list summary::after { content: "+"; position: absolute; right: 3px; top: 15px; color: #62863e; font: 1.5rem var(--sans); }
    .faq-list details[open] summary::after { content: "−"; }
    .faq-list details p { max-width: 650px; margin: -3px 30px 19px 0; font-size: .85rem; }

    /* Footer */
    .site-footer { padding-top: 67px; background: var(--forest); color: #e9f0eb; }
    .footer-grid { display: grid; grid-template-columns: 1.35fr .8fr .8fr 1fr; gap: 45px; padding-bottom: 55px; }
    .footer-brand .brand-name { color: white; }
    .footer-brand .brand-tagline { color: #aebdb3; }
    .footer-brand > p { max-width: 305px; margin: 19px 0 0; color: #b5c3ba; font-size: .84rem; }
    .footer-col h3 { margin: 4px 0 17px; color: white; font: 700 .83rem var(--display); letter-spacing: .04em; }
    .footer-col ul { display: grid; gap: 10px; padding: 0; margin: 0; list-style: none; }
    .footer-col a { color: #b6c4bb; font-size: .81rem; text-decoration: none; }
    .footer-col a:hover { color: var(--lime); }
    .contact-details { display: grid; gap: 9px; color: #b6c4bb; font-size: .81rem; }
    .socials { display: flex; gap: 9px; margin-top: 19px; }
    .socials a { width: 33px; height: 33px; display: grid; place-items: center; border: 1px solid rgba(255,255,255,.22); border-radius: 50%; color: white; font-size: .72rem; font-weight: 700; }
    .footer-bottom { display: flex; justify-content: space-between; gap: 20px; padding-block: 19px; border-top: 1px solid rgba(255,255,255,.15); color: #99aaa0; font-size: .72rem; }
    .footer-bottom p { margin: 0; color: inherit; }
    .legal-links { display: flex; gap: 19px; }
    .legal-links a { color: inherit; text-decoration: none; }
    .disclaimer { padding: 18px 0 23px; border-top: 1px solid rgba(255,255,255,.08); color: #91a299; font-size: .68rem; }
    .disclaimer p { margin: 0; color: inherit; }

    @media (max-width: 980px) {
      .main-nav { gap: 15px; }
      .main-nav a { font-size: .78rem; }
      .header-cta { display: none; }
      .hero-grid { gap: 30px; }
      .proof-inner { grid-template-columns: repeat(3, 1fr); padding-block: 20px; }
      .proof-title { grid-column: 1 / -1; }
      .story-layout { gap: 38px; }
    }
    @media (max-width: 760px) {
      .wrap { width: min(100% - 36px, 560px); }
      .topbar-inner { justify-content: center; text-align: center; }
      .topbar-inner span { display: none; }
      .header-inner { min-height: 72px; }
      .menu-toggle { display: block; }
      .main-nav {
        display: none; position: absolute; top: 100%; left: 0; right: 0; padding: 12px 22px 22px;
        flex-direction: column; align-items: stretch; gap: 0; background: var(--paper);
        border-bottom: 1px solid var(--line); box-shadow: 0 16px 25px rgba(16,43,39,.08);
      }
      .main-nav.is-open { display: flex; }
      .main-nav a { padding: 12px 0; border-bottom: 1px solid #edf0e9; font-size: .9rem; }
      .hero-grid { min-height: 0; grid-template-columns: 1fr; padding-block: 58px 48px; gap: 34px; }
      .hero h1 { font-size: clamp(3.2rem, 13vw, 5rem); }
      .hero-visual { min-height: 380px; }
      .hero-photo { left: 24px; }
      .hero-note { right: 3px; }
      .proof-inner { grid-template-columns: 1fr 1fr; gap: 19px 12px; }
      .proof-title { grid-column: 1 / -1; }
      .proof-item { font-size: .75rem; }
      .proof-icon { width: 30px; height: 30px; flex: 0 0 30px; }
      .section { padding-block: 72px; }
      .split, .story-layout { grid-template-columns: 1fr; gap: 37px; }
      .split-photo { min-height: 340px; }
      .split-copy { order: -1; }
      .invest-grid { grid-template-columns: 1fr; }
      .invest-card { min-height: 0; }
      .calculator-shell { grid-template-columns: 1fr; }
      .calculator-intro { padding: 32px; }
      .calculator-form { padding: 30px; }
      .retirement-callout { grid-template-columns: 1fr; padding: 24px; }
      .story-quote { order: 2; }
      .learn-grid { grid-template-columns: 1fr; }
      .learn-card img { height: 220px; }
      .faq { margin-top: 65px; grid-template-columns: 1fr; gap: 20px; }
      .faq-intro h2 { font-size: 2rem; }
      .footer-grid { grid-template-columns: 1fr 1fr; gap: 35px 24px; }
      .footer-brand { grid-column: 1 / -1; }
    }
    @media (max-width: 440px) {
      .brand img { width: 39px; height: 39px; }
      .brand-name { font-size: .96rem; }
      .brand-tagline { font-size: .59rem; }
      .hero-actions { align-items: stretch; flex-direction: column; }
      .hero-actions .btn { width: 100%; }
      .hero-visual { min-height: 320px; }
      .floating-card { width: 205px; padding: 15px; }
      .floating-card strong { font-size: 1.4rem; }
      .form-grid { grid-template-columns: 1fr; gap: 13px; }
      .story-quote { padding: 28px; }
      .story-quote blockquote { font-size: 1.2rem; }
      .story-metric { gap: 15px; }
      .metric strong { font-size: 1.3rem; }
      .footer-grid { grid-template-columns: 1fr; }
      .footer-brand { grid-column: auto; }
      .footer-bottom { flex-direction: column; }
    }
    @media (prefers-reduced-motion: reduce) {
      html { scroll-behavior: auto; }
      *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
    }
  </style>
</head>
<body>
  <div class="topbar">
    <div class="wrap topbar-inner">
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  <header class="site-header">
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    <section class="hero">
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          <span class="eyebrow">Your money, with a little more meaning</span>
          <h1>Build a future that feels like <em>yours.</em></h1>
          <p>Good financial decisions don’t have to be complicated. Get thoughtful, practical guidance for the choices you’re making today—and the life you’re building over time.</p>
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            <a class="btn btn-dark" href="#wealth">Find your starting point <span class="arrow">→</span></a>
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            <span>Made for real life, not just spreadsheets.</span>
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            <img src="https://picsum.photos/900/1050?random=41" alt="A sunlit, welcoming home representing the freedom financial planning can support">
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          <span class="hero-note">Small steps. More options.</span>
          <div class="floating-card" aria-label="Illustrative account growth example">
            <span class="card-label">The power of consistency</span>
            <strong>$250 / month</strong>
            <small>Can add up over time</small>
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              <path d="M2 35 C25 32, 30 27, 48 30 S77 19, 91 24 S117 16, 132 18 S153 7, 168 12 S190 5, 208 2" fill="none" stroke="#82a94c" stroke-width="3" stroke-linecap="round"/>
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    <section class="proof-strip" aria-label="Our approach">
      <div class="wrap proof-inner">
        <span class="proof-title">A better relationship with money starts here</span>
        <div class="proof-item"><span class="proof-icon" aria-hidden="true">◎</span>Clear, jargon-light guidance</div>
        <div class="proof-item"><span class="proof-icon" aria-hidden="true">↗</span>Built around your goals</div>
        <div class="proof-item"><span class="proof-icon" aria-hidden="true">◇</span>Progress over perfection</div>
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    </section>

    <section class="section" id="wealth">
      <div class="wrap split">
        <div class="split-photo">
          <img src="https://picsum.photos/900/700?random=24" alt="A person reviewing a notebook and finances at a bright kitchen table" loading="lazy">
          <div class="photo-caption"><strong>Make the everyday work harder.</strong><span>Start where you are</span></div>
        </div>
        <div class="split-copy">
          <span class="eyebrow">The foundation</span>
          <h2>Wealth building is less about “more” and more about direction.</h2>
          <p>A healthy financial life is built from a handful of repeatable habits. Give your money a clear purpose, protect your short-term needs, and create room for the goals that matter most to you.</p>
          <p>Start with a spending plan that reflects your real life—not an idealized version of it. Then build a cash reserve for the unexpected, pay down expensive debt with intention, and automate a sustainable amount toward your future. Consistency can matter more than a perfect start.</p>
          <ul class="check-list">
            <li><span class="check">✓</span><span><strong>Build a buffer:</strong> Keep emergency savings accessible and sized to your circumstances.</span></li>
            <li><span class="check">✓</span><span><strong>Know your cash flow:</strong> Give each dollar a job while preserving room for flexibility.</span></li>
            <li><span class="check">✓</span><span><strong>Use time wisely:</strong> Compound interest can reward steady investing over a long horizon.</span></li>
          </ul>
          <a class="btn btn-dark" href="#learn">Explore the money basics <span class="arrow">→</span></a>
        </div>
      </div>
    </section>

    <section class="section investment-section" id="investing">
      <div class="wrap">
        <div class="section-heading">
          <span class="eyebrow">Invest with intention</span>
          <h2>A strategy should help you stay the course.</h2>
          <p>Investing is a long-term practice, not a guessing game. Understand the building blocks, match risk to your time horizon, and make choices you can live with through changing markets.</p>
        </div>
        <div class="invest-grid">
          <article class="invest-card">
            <span class="invest-icon" aria-hidden="true">◌</span>
            <h3>Start with diversification</h3>
            <p>Spreading investments across asset classes, sectors, and geographies can help reduce the impact of any one holding. Diversification cannot eliminate risk, but it can support a more resilient plan.</p>
            <a class="text-link" href="#learn">Understand the basics <span class="arrow">→</span></a>
          </article>
          <article class="invest-card">
            <span class="invest-icon" aria-hidden="true">⌁</span>
            <h3>Keep costs in view</h3>
            <p>Fund expenses, account fees, and taxes all affect what stays invested. Review the total cost of ownership and consider how tax-advantaged accounts may fit your broader goals.</p>
            <a class="text-link" href="#learn">Explore investing costs <span class="arrow">→</span></a>
          </article>
          <article class="invest-card">
            <span class="invest-icon" aria-hidden="true">↗</span>
            <h3>Think beyond the moment</h3>
            <p>Market volatility is part of investing. A written plan can help keep short-term noise from driving long-term decisions, including when to rebalance or realize capital gains.</p>
            <a class="text-link" href="#calculator">Plan for the long view <span class="arrow">→</span></a>
          </article>
        </div>
        <p class="invest-footnote">Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results.</p>
      </div>
    </section>

    <section class="section calculator-section" id="calculator">
      <div class="wrap">
        <div class="calculator-shell">
          <div class="calculator-intro">
            <span class="eyebrow">A useful first estimate</span>
            <h2>Picture the possibilities.</h2>
            <p>See how regular monthly contributions could grow over time. Adjust the numbers to explore different scenarios and make your next conversation more concrete.</p>
            <p class="assumption-note">This calculator is for educational illustration only. It assumes a constant annual return compounded monthly and does not account for taxes, fees, inflation, or market fluctuations.</p>
          </div>
          <form class="calculator-form" id="growth-form">
            <h3>Your investing scenario</h3>
            <p>Enter a few details to estimate a future balance.</p>
            <div class="form-grid">
              <div class="field">
                <label for="starting">Starting balance</label>
                <div class="input-wrap"><span aria-hidden="true">$</span><input id="starting" name="starting" type="number" min="0" max="100000000" step="100" value="10000" inputmode="decimal"></div>
              </div>
              <div class="field">
                <label for="monthly">Monthly contribution</label>
                <div class="input-wrap"><span aria-hidden="true">$</span><input id="monthly" name="monthly" type="number" min="0" max="1000000" step="25" value="400" inputmode="decimal"></div>
              </div>
              <div class="field">
                <label for="years">Time invested (years)</label>
                <div class="input-wrap"><input class="plain-input" id="years" name="years" type="number" min="1" max="70" step="1" value="25" inputmode="numeric"></div>
              </div>
              <div class="field">
                <label for="return">Estimated annual return</label>
                <div class="input-wrap"><input class="plain-input" id="return" name="return" type="number" min="0" max="20" step="0.1" value="6" inputmode="decimal"><span style="left:auto;right:12px" aria-hidden="true">%</span></div>
              </div>
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            <button class="btn btn-dark calc-button" type="submit">Calculate estimate <span class="arrow">→</span></button>
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              <span class="calc-result-label">Illustrative future balance</span>
              <strong id="result-value">$0</strong>
              <p id="result-detail">Enter your assumptions to see an estimate.</p>
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    </section>

    <section class="section retirement-section" id="retirement">
      <div class="wrap split">
        <div class="split-copy">
          <span class="eyebrow">Retirement, on your terms</span>
          <h2>Plan for a future you can actually picture.</h2>
          <p>Retirement planning is more than a savings target. It is a way to connect today’s choices to the kind of freedom, work, and everyday life you want later on. Your ideal timeline may change—and your plan can change with it.</p>
          <p>Take stock of workplace plans, individual retirement accounts, and any other income sources. Review contribution levels, investment mix, and beneficiary designations periodically. If you are nearing retirement, consider how you might balance income needs, liquidity, and the sequence in which you draw from different accounts.</p>
          <ul class="check-list">
            <li><span class="check">✓</span><span>Set a savings rate that can grow alongside your income.</span></li>
            <li><span class="check">✓</span><span>Revisit your time horizon and risk tolerance as life changes.</span></li>
            <li><span class="check">✓</span><span>Include healthcare, taxes, and income flexibility in your thinking.</span></li>
          </ul>
          <a class="btn btn-dark" href="#calculator">Calculate a starting estimate <span class="arrow">→</span></a>
        </div>
        <div class="split-photo">
          <img src="https://picsum.photos/900/700?random=87" alt="A couple enjoying a quiet walk outdoors, imagining life in retirement" loading="lazy">
          <div class="photo-caption"><strong>Your future is personal.</strong><span>Plan with room to adapt</span></div>
        </div>
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      <div class="wrap">
        <div class="retirement-callout">
          <div>
            <h3>Not sure where to begin?</h3>
            <p>Pick one account to review this week. A small, clear next step beats waiting for the perfect plan.</p>
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          <a class="btn btn-outline" href="#learn">Read our retirement guide <span class="arrow">→</span></a>
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        <div class="story-quote">
          <div class="quote-mark" aria-hidden="true">“</div>
          <blockquote>For the first time, I felt like my money had a plan—not just a pile of things I was supposed to worry about.</blockquote>
          <div class="quote-person">
            <img src="https://i.pravatar.cc/100?u=northstar-testimonial-maya" alt="Portrait of Maya R.">
            <div><strong>Maya R.</strong><span>Northstar reader since 2022</span></div>
          </div>
        </div>
        <div class="story-copy">
          <span class="eyebrow">A steadier kind of money talk</span>
          <h2>Good guidance starts with your real life.</h2>
          <p>Northstar Ledger is an independent personal finance publication built to make money decisions feel less overwhelming. We bring practical education to the topics people actually face: managing cash flow, choosing an investing approach, understanding credit, and preparing for what comes next.</p>
          <p>Our goal is not to tell you there is one right path. It is to help you ask better questions, understand the trade-offs, and move forward with more confidence. Every life is different; your financial plan should leave room for that.</p>
          <div class="story-metric">
            <div class="metric"><strong>Plain</strong><span>language, always</span></div>
            <div class="metric"><strong>Practical</strong><span>steps over hot takes</span></div>
            <div class="metric"><strong>People-first</strong><span>perspective</span></div>
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    <section class="section learn-section" id="learn">
      <div class="wrap">
        <div class="section-heading center">
          <span class="eyebrow">The Northstar field guide</span>
          <h2>Useful ideas for your next money move.</h2>
          <p>Explore approachable explainers for the questions that tend to come up as your goals, income, and responsibilities evolve.</p>
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        <div class="learn-grid">
          <article class="learn-card">
            <img src="https://picsum.photos/720/440?random=12" alt="A notebook and calculator prepared for budgeting" loading="lazy">
            <div class="learn-body">
              <span class="learn-meta">Everyday money · 6 min read</span>
              <h3>A budget that bends without breaking</h3>
              <p>Build a spending plan that makes space for bills, future goals, and the occasional surprise—without treating every month like a test.</p>
              <a class="text-link" href="#wealth">Learn more <span class="arrow">→</span></a>
            </div>
          </article>
          <article class="learn-card">
            <img src="https://picsum.photos/720/440?random=53" alt="A landscape at sunrise suggesting a long-term financial horizon" loading="lazy">
            <div class="learn-body">
              <span class="learn-meta">Investing · 8 min read</span>
              <h3>Compound growth: time is part of the plan</h3>
              <p>Learn how reinvested earnings can build on themselves over time, and why regular contributions matter even when markets feel uncertain.</p>
              <a class="text-link" href="#investing">Learn more <span class="arrow">→</span></a>
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          </article>
          <article class="learn-card">
            <img src="https://picsum.photos/720/440?random=66" alt="A couple walking through a leafy park in the afternoon" loading="lazy">
            <div class="learn-body">
              <span class="learn-meta">Retirement · 7 min read</span>
              <h3>Five questions to ask about your retirement plan</h3>
              <p>From contribution choices to account beneficiaries, use these prompts to make your next plan review more focused and useful.</p>
              <a class="text-link" href="#retirement">Learn more <span class="arrow">→</span></a>
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          </article>
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        <div class="faq">
          <div class="faq-intro">
            <span class="eyebrow">Good to know</span>
            <h2>A few common questions.</h2>
            <p>Personal finance can come with a lot of terminology. Here are a few straightforward answers to help you get oriented.</p>
          </div>
          <div class="faq-list">
            <details>
              <summary>How much should I keep in emergency savings?</summary>
              <p>There is no universal number. Start with an amount that could help cover an unexpected expense, then build toward a reserve based on your essential costs, income stability, dependents, and access to other resources. Keep money you may need soon in an accessible, lower-risk place.</p>
            </details>
            <details>
              <summary>Is investing only for people with a lot of money?</summary>
              <p>No. Many account providers allow people to begin with modest amounts, though minimums, fees, and investment choices vary. Before investing, consider your high-interest debt, emergency savings, time horizon, and how much risk you can tolerate.</p>
            </details>
            <details>
              <summary>What is the difference between liquidity and long-term growth?</summary>
              <p>Liquidity describes how easily an asset can be accessed or converted to cash. A savings account is generally more liquid than an investment that may fluctuate in value or take time to sell. A balanced plan considers both near-term access to cash and longer-term growth potential.</p>
            </details>
            <details>
              <summary>How often should I revisit my financial plan?</summary>
              <p>A quick review once or twice a year can help you check progress, account details, and beneficiaries. Revisit sooner after a major life change—such as a new job, move, marriage, growing family, or change in health—so your plan continues to reflect your priorities.</p>
            </details>
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      "description": "Ensure every ARIA meter node has an accessible name",
      "help": "ARIA meter nodes must have an accessible name",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-meter-name?application=axeAPI",
      "nodes": []
    },
    {
      "id": "aria-progressbar-name",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag111",
        "EN-301-549",
        "EN-9.1.1.1"
      ],
      "description": "Ensure every ARIA progressbar node has an accessible name",
      "help": "ARIA progressbar nodes must have an accessible name",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-progressbar-name?application=axeAPI",
      "nodes": []
    },
    {
      "id": "aria-required-children",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag131",
        "EN-301-549",
        "EN-9.1.3.1"
      ],
      "description": "Ensure elements with an ARIA role that require child roles contain them",
      "help": "Certain ARIA roles must contain particular children",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-required-children?application=axeAPI",
      "nodes": []
    },
    {
      "id": "aria-required-parent",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag131",
        "EN-301-549",
        "EN-9.1.3.1"
      ],
      "description": "Ensure elements with an ARIA role that require parent roles are contained by them",
      "help": "Certain ARIA roles must be contained by particular parents",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-required-parent?application=axeAPI",
      "nodes": []
    },
    {
      "id": "aria-toggle-field-name",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "TTv5",
        "TT5.c",
        "EN-301-549",
        "EN-9.4.1.2",
        "ACT"
      ],
      "description": "Ensure every ARIA toggle field has an accessible name",
      "help": "ARIA toggle fields must have an accessible name",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-toggle-field-name?application=axeAPI",
      "nodes": []
    },
    {
      "id": "aria-tooltip-name",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure every ARIA tooltip node has an accessible name",
      "help": "ARIA tooltip nodes must have an accessible name",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-tooltip-name?application=axeAPI",
      "nodes": []
    },
    {
      "id": "autocomplete-valid",
      "impact": null,
      "tags": [
        "cat.forms",
        "wcag21aa",
        "wcag135",
        "EN-301-549",
        "EN-9.1.3.5",
        "ACT"
      ],
      "description": "Ensure the autocomplete attribute is correct and suitable for the form field",
      "help": "autocomplete attribute must be used correctly",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/autocomplete-valid?application=axeAPI",
      "nodes": []
    },
    {
      "id": "avoid-inline-spacing",
      "impact": null,
      "tags": [
        "cat.structure",
        "wcag21aa",
        "wcag1412",
        "EN-301-549",
        "EN-9.1.4.12",
        "ACT"
      ],
      "description": "Ensure that text spacing set through style attributes can be adjusted with custom stylesheets",
      "help": "Inline text spacing must be adjustable with custom stylesheets",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/avoid-inline-spacing?application=axeAPI",
      "nodes": []
    },
    {
      "id": "blink",
      "impact": null,
      "tags": [
        "cat.time-and-media",
        "wcag2a",
        "wcag222",
        "section508",
        "section508.22.j",
        "TTv5",
        "TT2.b",
        "EN-301-549",
        "EN-9.2.2.2"
      ],
      "description": "Ensure <blink> elements are not used",
      "help": "<blink> elements are deprecated and must not be used",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/blink?application=axeAPI",
      "nodes": []
    },
    {
      "id": "definition-list",
      "impact": null,
      "tags": [
        "cat.structure",
        "wcag2a",
        "wcag131",
        "EN-301-549",
        "EN-9.1.3.1"
      ],
      "description": "Ensure <dl> elements are structured correctly",
      "help": "<dl> elements must only directly contain properly-ordered <dt> and <dd> groups, <script>, <template> or <div> elements",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/definition-list?application=axeAPI",
      "nodes": []
    },
    {
      "id": "dlitem",
      "impact": null,
      "tags": [
        "cat.structure",
        "wcag2a",
        "wcag131",
        "EN-301-549",
        "EN-9.1.3.1"
      ],
      "description": "Ensure <dt> and <dd> elements are contained by a <dl>",
      "help": "<dt> and <dd> elements must be contained by a <dl>",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/dlitem?application=axeAPI",
      "nodes": []
    },
    {
      "id": "frame-focusable-content",
      "impact": null,
      "tags": [
        "cat.keyboard",
        "wcag2a",
        "wcag211",
        "TTv5",
        "TT4.a",
        "EN-301-549",
        "EN-9.2.1.1"
      ],
      "description": "Ensure <frame> and <iframe> elements with focusable content do not have tabindex=-1",
      "help": "Frames with focusable content must not have tabindex=-1",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/frame-focusable-content?application=axeAPI",
      "nodes": []
    },
    {
      "id": "frame-title-unique",
      "impact": null,
      "tags": [
        "cat.text-alternatives",
        "wcag2a",
        "wcag412",
        "TTv5",
        "TT12.d",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure <iframe> and <frame> elements contain a unique title attribute",
      "help": "Frames must have a unique title attribute",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/frame-title-unique?application=axeAPI",
      "nodes": []
    },
    {
      "id": "frame-title",
      "impact": null,
      "tags": [
        "cat.text-alternatives",
        "wcag2a",
        "wcag412",
        "section508",
        "section508.22.i",
        "TTv5",
        "TT12.d",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure <iframe> and <frame> elements have an accessible name",
      "help": "Frames must have an accessible name",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/frame-title?application=axeAPI",
      "nodes": []
    },
    {
      "id": "html-xml-lang-mismatch",
      "impact": null,
      "tags": [
        "cat.language",
        "wcag2a",
        "wcag311",
        "EN-301-549",
        "EN-9.3.1.1",
        "ACT"
      ],
      "description": "Ensure that HTML elements with both valid lang and xml:lang attributes agree on the base language of the page",
      "help": "HTML elements with lang and xml:lang must have the same base language",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/html-xml-lang-mismatch?application=axeAPI",
      "nodes": []
    },
    {
      "id": "input-button-name",
      "impact": null,
      "tags": [
        "cat.name-role-value",
        "wcag2a",
        "wcag412",
        "section508",
        "section508.22.a",
        "TTv5",
        "TT5.c",
        "EN-301-549",
        "EN-9.4.1.2",
        "ACT"
      ],
      "description": "Ensure input buttons have discernible text",
      "help": "Input buttons must have discernible text",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/input-button-name?application=axeAPI",
      "nodes": []
    },
    {
      "id": "input-image-alt",
      "impact": null,
      "tags": [
        "cat.text-alternatives",
        "wcag2a",
        "wcag111",
        "wcag412",
        "section508",
        "section508.22.a",
        "TTv5",
        "TT7.a",
        "EN-301-549",
        "EN-9.1.1.1",
        "EN-9.4.1.2",
        "ACT"
      ],
      "description": "Ensure <input type=\"image\"> elements have alternative text",
      "help": "Image buttons must have alternative text",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/input-image-alt?application=axeAPI",
      "nodes": []
    },
    {
      "id": "marquee",
      "impact": null,
      "tags": [
        "cat.parsing",
        "wcag2a",
        "wcag222",
        "TTv5",
        "TT2.b",
        "EN-301-549",
        "EN-9.2.2.2"
      ],
      "description": "Ensure <marquee> elements are not used",
      "help": "<marquee> elements are deprecated and must not be used",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/marquee?application=axeAPI",
      "nodes": []
    },
    {
      "id": "meta-refresh",
      "impact": null,
      "tags": [
        "cat.time-and-media",
        "wcag2a",
        "wcag221",
        "TTv5",
        "TT8.a",
        "EN-301-549",
        "EN-9.2.2.1"
      ],
      "description": "Ensure <meta http-equiv=\"refresh\"> is not used for delayed refresh",
      "help": "Delayed refresh under 20 hours must not be used",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/meta-refresh?application=axeAPI",
      "nodes": []
    },
    {
      "id": "object-alt",
      "impact": null,
      "tags": [
        "cat.text-alternatives",
        "wcag2a",
        "wcag111",
        "section508",
        "section508.22.a",
        "EN-301-549",
        "EN-9.1.1.1"
      ],
      "description": "Ensure <object> elements have alternative text",
      "help": "<object> elements must have alternative text",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/object-alt?application=axeAPI",
      "nodes": []
    },
    {
      "id": "role-img-alt",
      "impact": null,
      "tags": [
        "cat.text-alternatives",
        "wcag2a",
        "wcag111",
        "section508",
        "section508.22.a",
        "TTv5",
        "TT7.a",
        "EN-301-549",
        "EN-9.1.1.1",
        "ACT"
      ],
      "description": "Ensure [role=\"img\"] elements have alternative text",
      "help": "[role=\"img\"] elements must have an alternative text",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/role-img-alt?application=axeAPI",
      "nodes": []
    },
    {
      "id": "scrollable-region-focusable",
      "impact": null,
      "tags": [
        "cat.keyboard",
        "wcag2a",
        "wcag211",
        "wcag213",
        "TTv5",
        "TT4.a",
        "EN-301-549",
        "EN-9.2.1.1",
        "EN-9.2.1.3"
      ],
      "description": "Ensure elements that have scrollable content are accessible by keyboard",
      "help": "Scrollable region must have keyboard access",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/scrollable-region-focusable?application=axeAPI",
      "nodes": []
    },
    {
      "id": "select-name",
      "impact": null,
      "tags": [
        "cat.forms",
        "wcag2a",
        "wcag412",
        "section508",
        "section508.22.n",
        "TTv5",
        "TT5.c",
        "EN-301-549",
        "EN-9.4.1.2",
        "ACT"
      ],
      "description": "Ensure select element has an accessible name",
      "help": "Select element must have an accessible name",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/select-name?application=axeAPI",
      "nodes": []
    },
    {
      "id": "server-side-image-map",
      "impact": null,
      "tags": [
        "cat.text-alternatives",
        "wcag2a",
        "wcag211",
        "section508",
        "section508.22.f",
        "TTv5",
        "TT4.a",
        "EN-301-549",
        "EN-9.2.1.1"
      ],
      "description": "Ensure that server-side image maps are not used",
      "help": "Server-side image maps must not be used",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/server-side-image-map?application=axeAPI",
      "nodes": []
    },
    {
      "id": "td-headers-attr",
      "impact": null,
      "tags": [
        "cat.tables",
        "wcag2a",
        "wcag131",
        "section508",
        "section508.22.g",
        "TTv5",
        "TT14.b",
        "EN-301-549",
        "EN-9.1.3.1"
      ],
      "description": "Ensure that each cell in a table that uses the headers attribute refers only to other cells in that table",
      "help": "Table cells that use the headers attribute must only refer to cells in the same table",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/td-headers-attr?application=axeAPI",
      "nodes": []
    },
    {
      "id": "th-has-data-cells",
      "impact": null,
      "tags": [
        "cat.tables",
        "wcag2a",
        "wcag131",
        "section508",
        "section508.22.g",
        "TTv5",
        "TT14.b",
        "EN-301-549",
        "EN-9.1.3.1"
      ],
      "description": "Ensure that <th> elements and elements with role=columnheader/rowheader have data cells they describe",
      "help": "Table headers in a data table must refer to data cells",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/th-has-data-cells?application=axeAPI",
      "nodes": []
    },
    {
      "id": "valid-lang",
      "impact": null,
      "tags": [
        "cat.language",
        "wcag2aa",
        "wcag312",
        "TTv5",
        "TT11.b",
        "EN-301-549",
        "EN-9.3.1.2",
        "ACT"
      ],
      "description": "Ensure lang attributes have valid values",
      "help": "lang attribute must have a valid value",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/valid-lang?application=axeAPI",
      "nodes": []
    },
    {
      "id": "video-caption",
      "impact": null,
      "tags": [
        "cat.text-alternatives",
        "wcag2a",
        "wcag122",
        "section508",
        "section508.22.a",
        "TTv5",
        "TT17.a",
        "EN-301-549",
        "EN-9.1.2.2"
      ],
      "description": "Ensure <video> elements have captions",
      "help": "<video> elements must have captions",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/video-caption?application=axeAPI",
      "nodes": []
    },
    {
      "id": "no-autoplay-audio",
      "impact": null,
      "tags": [
        "cat.time-and-media",
        "wcag2a",
        "wcag142",
        "TTv5",
        "TT2.a",
        "EN-301-549",
        "EN-9.1.4.2",
        "ACT"
      ],
      "description": "Ensure <video> or <audio> elements do not autoplay audio for more than 3 seconds without a control mechanism to stop or mute the audio",
      "help": "<video> or <audio> elements must not play automatically",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/no-autoplay-audio?application=axeAPI",
      "nodes": []
    }
  ],
  "passes": [
    {
      "id": "aria-allowed-attr",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure an element's role supports its ARIA attributes",
      "help": "Elements must only use supported ARIA attributes",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-allowed-attr?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [
            {
              "id": "aria-allowed-attr",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "ARIA attributes are used correctly for the defined role"
            }
          ],
          "none": [
            {
              "id": "aria-unsupported-attr",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "ARIA attribute is supported"
            }
          ],
          "impact": null,
          "html": "<a class=\"brand\" href=\"#home\" aria-label=\"Northstar Ledger home\">",
          "target": [
            ".header-inner > .brand[aria-label=\"Northstar Ledger home\"][href$=\"#home\"]"
          ]
        }
      ]
    },
    {
      "id": "aria-conditional-attr",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure ARIA attributes are used as described in the specification of the element's role",
      "help": "ARIA attributes must be used as specified for the element's role",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-conditional-attr?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [
            {
              "id": "aria-conditional-attr",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "ARIA attribute is allowed"
            }
          ],
          "none": [],
          "impact": null,
          "html": "<a class=\"brand\" href=\"#home\" aria-label=\"Northstar Ledger home\">",
          "target": [
            ".header-inner > .brand[aria-label=\"Northstar Ledger home\"][href$=\"#home\"]"
          ]
        }
      ]
    },
    {
      "id": "aria-deprecated-role",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure elements do not use deprecated roles",
      "help": "Deprecated ARIA roles must not be used",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-deprecated-role?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [],
          "none": [
            {
              "id": "deprecatedrole",
              "data": null,
              "relatedNodes": [],
              "impact": "minor",
              "message": "ARIA role is not deprecated"
            }
          ],
          "impact": null,
          "html": "<svg class=\"sparkline\" viewBox=\"0 0 210 42\" role=\"img\" aria-label=\"Illustrative upward growth line\">",
          "target": [
            "svg"
          ]
        }
      ]
    },
    {
      "id": "aria-hidden-body",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag131",
        "wcag412",
        "EN-301-549",
        "EN-9.1.3.1",
        "EN-9.4.1.2"
      ],
      "description": "Ensure aria-hidden=\"true\" is not present on the document body.",
      "help": "aria-hidden=\"true\" must not be present on the document body",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-hidden-body?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "aria-hidden-body",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "No aria-hidden attribute is present on document body"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<body>",
          "target": [
            "body"
          ]
        }
      ]
    },
    {
      "id": "aria-hidden-focus",
      "impact": null,
      "tags": [
        "cat.name-role-value",
        "wcag2a",
        "wcag412",
        "TTv5",
        "TT6.a",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure aria-hidden elements are not focusable nor contain focusable elements",
      "help": "ARIA hidden element must not be focusable or contain focusable elements",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-hidden-focus?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [
            {
              "id": "focusable-modal-open",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "No focusable elements while a modal is open"
            },
            {
              "id": "focusable-disabled",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "No focusable elements contained within element"
            },
            {
              "id": "focusable-not-tabbable",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "No focusable elements contained within element"
            }
          ],
          "none": [],
          "impact": null,
          "html": "<span class=\"avatar-stack\" aria-hidden=\"true\">",
          "target": [
            ".avatar-stack"
          ]
        }
      ]
    },
    {
      "id": "aria-prohibited-attr",
      "impact": "serious",
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure ARIA attributes are not prohibited for an element's role",
      "help": "Elements must only use permitted ARIA attributes",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-prohibited-attr?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [],
          "none": [
            {
              "id": "aria-prohibited-attr",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "ARIA attribute is allowed"
            }
          ],
          "impact": null,
          "html": "<a class=\"brand\" href=\"#home\" aria-label=\"Northstar Ledger home\">",
          "target": [
            ".header-inner > .brand[aria-label=\"Northstar Ledger home\"][href$=\"#home\"]"
          ]
        }
      ]
    },
    {
      "id": "aria-required-attr",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure elements with ARIA roles have all required ARIA attributes",
      "help": "Required ARIA attributes must be provided",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-required-attr?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "aria-required-attr",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "All required ARIA attributes are present"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<svg class=\"sparkline\" viewBox=\"0 0 210 42\" role=\"img\" aria-label=\"Illustrative upward growth line\">",
          "target": [
            "svg"
          ]
        }
      ]
    },
    {
      "id": "aria-roles",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure all elements with a role attribute use a valid value",
      "help": "ARIA roles used must conform to valid values",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-roles?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [],
          "none": [
            {
              "id": "invalidrole",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "ARIA role is valid"
            },
            {
              "id": "abstractrole",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "Abstract roles are not used"
            },
            {
              "id": "unsupportedrole",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "ARIA role is supported"
            }
          ],
          "impact": null,
          "html": "<svg class=\"sparkline\" viewBox=\"0 0 210 42\" role=\"img\" aria-label=\"Illustrative upward growth line\">",
          "target": [
            "svg"
          ]
        }
      ]
    },
    {
      "id": "aria-valid-attr-value",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure all ARIA attributes have valid values",
      "help": "ARIA attributes must conform to valid values",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-valid-attr-value?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [
            {
              "id": "aria-valid-attr-value",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "ARIA attribute values are valid"
            },
            {
              "id": "aria-errormessage",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "aria-errormessage exists and references elements visible to screen readers that use a supported aria-errormessage technique"
            },
            {
              "id": "aria-level",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "aria-level values are valid"
            }
          ],
          "none": [],
          "impact": null,
          "html": "<a class=\"brand\" href=\"#home\" aria-label=\"Northstar Ledger home\">",
          "target": [
            ".header-inner > .brand[aria-label=\"Northstar Ledger home\"][href$=\"#home\"]"
          ]
        }
      ]
    },
    {
      "id": "aria-valid-attr",
      "impact": null,
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure attributes that begin with aria- are valid ARIA attributes",
      "help": "ARIA attributes must conform to valid names",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-valid-attr?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "aria-valid-attr",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "ARIA attribute name is valid"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<a class=\"brand\" href=\"#home\" aria-label=\"Northstar Ledger home\">",
          "target": [
            ".header-inner > .brand[aria-label=\"Northstar Ledger home\"][href$=\"#home\"]"
          ]
        }
      ]
    },
    {
      "id": "button-name",
      "impact": null,
      "tags": [
        "cat.name-role-value",
        "wcag2a",
        "wcag412",
        "section508",
        "section508.22.a",
        "TTv5",
        "TT6.a",
        "EN-301-549",
        "EN-9.4.1.2",
        "ACT"
      ],
      "description": "Ensure buttons have discernible text",
      "help": "Buttons must have discernible text",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/button-name?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "button-has-visible-text",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "Element has inner text that is visible to screen readers"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<button class=\"btn btn-dark calc-button\" type=\"submit\">Calculate estimate <span class=\"arrow\">\u2192</span></button>",
          "target": [
            ".calc-button"
          ]
        }
      ]
    },
    {
      "id": "bypass",
      "impact": null,
      "tags": [
        "cat.keyboard",
        "wcag2a",
        "wcag241",
        "section508",
        "section508.22.o",
        "TTv5",
        "TT9.a",
        "EN-301-549",
        "EN-9.2.4.1"
      ],
      "description": "Ensure each page has at least one mechanism for a user to bypass navigation and jump straight to the content",
      "help": "Page must have means to bypass repeated blocks",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/bypass?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "internal-link-present",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "Valid skip link found"
            },
            {
              "id": "header-present",
              "data": null,
              "relatedNodes": [
                {
                  "html": "<h1>Build a future that feels like <em>yours.</em></h1>",
                  "target": [
                    "h1"
                  ]
                },
                {
                  "html": "<h2>Wealth building is less about \u201cmore\u201d and more about direction.</h2>",
                  "target": [
                    "#wealth > .split.wrap > .split-copy > h2"
                  ]
                },
                {
                  "html": "<h2>A strategy should help you stay the course.</h2>",
                  "target": [
                    "#investing > .wrap > .section-heading > h2"
                  ]
                },
                {
                  "html": "<h3>Start with diversification</h3>",
                  "target": [
                    ".invest-card:nth-child(1) > h3"
                  ]
                },
                {
                  "html": "<h3>Keep costs in view</h3>",
                  "target": [
                    ".invest-card:nth-child(2) > h3"
                  ]
                },
                {
                  "html": "<h3>Think beyond the moment</h3>",
                  "target": [
                    ".invest-card:nth-child(3) > h3"
                  ]
                },
                {
                  "html": "<h2>Picture the possibilities.</h2>",
                  "target": [
                    ".calculator-intro > h2"
                  ]
                },
                {
                  "html": "<h3>Your investing scenario</h3>",
                  "target": [
                    "#growth-form > h3"
                  ]
                },
                {
                  "html": "<h2>Plan for a future you can actually picture.</h2>",
                  "target": [
                    "#retirement > .split.wrap > .split-copy > h2"
                  ]
                },
                {
                  "html": "<h3>Not sure where to begin?</h3>",
                  "target": [
                    ".retirement-callout > div > h3"
                  ]
                },
                {
                  "html": "<h2>Good guidance starts with your real life.</h2>",
                  "target": [
                    ".story-copy > h2"
                  ]
                },
                {
                  "html": "<h2>Useful ideas for your next money move.</h2>",
                  "target": [
                    ".center > h2"
                  ]
                },
                {
                  "html": "<h3>A budget that bends without breaking</h3>",
                  "target": [
                    ".learn-card:nth-child(1) > .learn-body > h3"
                  ]
                },
                {
                  "html": "<h3>Compound growth: time is part of the plan</h3>",
                  "target": [
                    ".learn-card:nth-child(2) > .learn-body > h3"
                  ]
                },
                {
                  "html": "<h3>Five questions to ask about your retirement plan</h3>",
                  "target": [
                    ".learn-card:nth-child(3) > .learn-body > h3"
                  ]
                },
                {
                  "html": "<h2>A few common questions.</h2>",
                  "target": [
                    ".faq-intro > h2"
                  ]
                },
                {
                  "html": "<h3>Explore</h3>",
                  "target": [
                    ".footer-col:nth-child(2) > h3"
                  ]
                },
                {
                  "html": "<h3>Northstar</h3>",
                  "target": [
                    ".footer-col:nth-child(3) > h3"
                  ]
                },
                {
                  "html": "<h3>Get in touch</h3>",
                  "target": [
                    ".footer-col:nth-child(4) > h3"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Page has a heading"
            },
            {
              "id": "landmark",
              "data": null,
              "relatedNodes": [
                {
                  "html": "<main id=\"home\">",
                  "target": [
                    "#home"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Page has a landmark region"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<html lang=\"en\">",
          "target": [
            "html"
          ]
        }
      ]
    },
    {
      "id": "color-contrast",
      "impact": "serious",
      "tags": [
        "cat.color",
        "wcag2aa",
        "wcag143",
        "TTv5",
        "TT13.c",
        "EN-301-549",
        "EN-9.1.4.3",
        "ACT"
      ],
      "description": "Ensure the contrast between foreground and background colors meets WCAG 2 AA minimum contrast ratio thresholds",
      "help": "Elements must meet minimum color contrast ratio thresholds",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/color-contrast?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#d7e4da",
                "bgColor": "#102b27",
                "contrastRatio": 11.45,
                "fontSize": "9.0pt (12px)",
                "fontWeight": "normal",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [],
              "impact": "serious",
              "message": "Element has sufficient color contrast of 11.45"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<p>Clear-eyed money guidance for the long game.</p>",
          "target": [
            ".topbar-inner > p"
          ]
        }
      ]
    },
    {
      "id": "document-title",
      "impact": null,
      "tags": [
        "cat.text-alternatives",
        "wcag2a",
        "wcag242",
        "TTv5",
        "TT12.a",
        "EN-301-549",
        "EN-9.2.4.2",
        "ACT"
      ],
      "description": "Ensure each HTML document contains a non-empty <title> element",
      "help": "Documents must have <title> element to aid in navigation",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/document-title?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "doc-has-title",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "Document has a non-empty <title> element"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<html lang=\"en\">",
          "target": [
            "html"
          ]
        }
      ]
    },
    {
      "id": "duplicate-id-aria",
      "impact": null,
      "tags": [
        "cat.parsing",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure every id attribute value used in ARIA and in labels is unique",
      "help": "IDs used in ARIA and labels must be unique",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/duplicate-id-aria?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "duplicate-id-aria",
              "data": "primary-navigation",
              "relatedNodes": [],
              "impact": "critical",
              "message": "Document has no elements referenced with ARIA or labels that share the same id attribute"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<nav class=\"main-nav\" id=\"primary-navigation\" aria-label=\"Primary navigation\">",
          "target": [
            "#primary-navigation"
          ]
        }
      ]
    },
    {
      "id": "form-field-multiple-labels",
      "impact": null,
      "tags": [
        "cat.forms",
        "wcag2a",
        "wcag332",
        "TTv5",
        "TT5.c",
        "EN-301-549",
        "EN-9.3.3.2"
      ],
      "description": "Ensure form field does not have multiple label elements",
      "help": "Form field must not have multiple label elements",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/form-field-multiple-labels?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [],
          "none": [
            {
              "id": "multiple-label",
              "data": null,
              "relatedNodes": [
                {
                  "html": "<label for=\"starting\">Starting balance</label>",
                  "target": [
                    "label[for=\"starting\"]"
                  ]
                }
              ],
              "impact": "moderate",
              "message": "Form field does not have multiple label elements"
            }
          ],
          "impact": null,
          "html": "<input id=\"starting\" name=\"starting\" type=\"number\" min=\"0\" max=\"100000000\" step=\"100\" value=\"10000\" inputmode=\"decimal\">",
          "target": [
            "#starting"
          ]
        }
      ]
    },
    {
      "id": "html-has-lang",
      "impact": null,
      "tags": [
        "cat.language",
        "wcag2a",
        "wcag311",
        "TTv5",
        "TT11.a",
        "EN-301-549",
        "EN-9.3.1.1",
        "ACT"
      ],
      "description": "Ensure every HTML document has a lang attribute",
      "help": "<html> element must have a lang attribute",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/html-has-lang?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "has-lang",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "The <html> element has a lang attribute"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<html lang=\"en\">",
          "target": [
            "html"
          ]
        }
      ]
    },
    {
      "id": "html-lang-valid",
      "impact": null,
      "tags": [
        "cat.language",
        "wcag2a",
        "wcag311",
        "TTv5",
        "TT11.a",
        "EN-301-549",
        "EN-9.3.1.1",
        "ACT"
      ],
      "description": "Ensure the lang attribute of the <html> element has a valid value",
      "help": "<html> element must have a valid value for the lang attribute",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/html-lang-valid?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [],
          "none": [
            {
              "id": "valid-lang",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "Value of lang attribute is included in the list of valid languages"
            }
          ],
          "impact": null,
          "html": "<html lang=\"en\">",
          "target": [
            "html"
          ]
        }
      ]
    },
    {
      "id": "image-alt",
      "impact": null,
      "tags": [
        "cat.text-alternatives",
        "wcag2a",
        "wcag111",
        "section508",
        "section508.22.a",
        "TTv5",
        "TT7.a",
        "TT7.b",
        "EN-301-549",
        "EN-9.1.1.1",
        "ACT"
      ],
      "description": "Ensure <img> elements have alternative text or a role of none or presentation",
      "help": "Images must have alternative text",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/image-alt?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "has-alt",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "Element has an alt attribute"
            }
          ],
          "all": [],
          "none": [
            {
              "id": "alt-space-value",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "Element has a valid alt attribute value"
            }
          ],
          "impact": null,
          "html": "<img src=\"https://placehold.co/96x96/183c32/d1f36a?text=N&amp;font=manrope\" alt=\"Northstar Ledger N mark\">",
          "target": [
            "img[alt=\"Northstar Ledger N mark\"]"
          ]
        }
      ]
    },
    {
      "id": "label",
      "impact": null,
      "tags": [
        "cat.forms",
        "wcag2a",
        "wcag412",
        "section508",
        "section508.22.n",
        "TTv5",
        "TT5.c",
        "EN-301-549",
        "EN-9.4.1.2",
        "ACT"
      ],
      "description": "Ensure every form element has a label",
      "help": "Form elements must have labels",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/label?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "explicit-label",
              "data": {
                "explicitLabel": "Starting balance"
              },
              "relatedNodes": [
                {
                  "html": "<label for=\"starting\">Starting balance</label>",
                  "target": [
                    "label[for=\"starting\"]"
                  ]
                }
              ],
              "impact": "critical",
              "message": "Element has an explicit <label>"
            }
          ],
          "all": [],
          "none": [
            {
              "id": "hidden-explicit-label",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "Form element has a visible explicit <label>"
            }
          ],
          "impact": null,
          "html": "<input id=\"starting\" name=\"starting\" type=\"number\" min=\"0\" max=\"100000000\" step=\"100\" value=\"10000\" inputmode=\"decimal\">",
          "target": [
            "#starting"
          ]
        }
      ]
    },
    {
      "id": "link-in-text-block",
      "impact": "serious",
      "tags": [
        "cat.color",
        "wcag2a",
        "wcag141",
        "TTv5",
        "TT13.a",
        "EN-301-549",
        "EN-9.1.4.1"
      ],
      "description": "Ensure links are distinguished from surrounding text in a way that does not rely on color",
      "help": "Links must be distinguishable without relying on color",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/link-in-text-block?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "link-in-text-block-style",
              "data": null,
              "relatedNodes": [
                {
                  "html": "<div class=\"split-copy\">",
                  "target": [
                    "#wealth > .split.wrap > .split-copy"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Links can be distinguished from surrounding text by visual styling"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<a class=\"btn btn-dark\" href=\"#learn\">Explore the money basics <span class=\"arrow\">\u2192</span></a>",
          "target": [
            ".btn-dark.btn[href$=\"#learn\"]"
          ]
        }
      ]
    },
    {
      "id": "link-name",
      "impact": null,
      "tags": [
        "cat.name-role-value",
        "wcag2a",
        "wcag244",
        "wcag412",
        "section508",
        "section508.22.a",
        "TTv5",
        "TT6.a",
        "EN-301-549",
        "EN-9.2.4.4",
        "EN-9.4.1.2",
        "ACT"
      ],
      "description": "Ensure links have discernible text",
      "help": "Links must have discernible text",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/link-name?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "has-visible-text",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "Element has text that is visible to screen readers"
            }
          ],
          "all": [],
          "none": [
            {
              "id": "focusable-no-name",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "Element is not in tab order or has accessible text"
            }
          ],
          "impact": null,
          "html": "<a href=\"mailto:hello@northstarledger.com\">Talk with our team</a>",
          "target": [
            "span > a"
          ]
        }
      ]
    },
    {
      "id": "list",
      "impact": null,
      "tags": [
        "cat.structure",
        "wcag2a",
        "wcag131",
        "EN-301-549",
        "EN-9.1.3.1"
      ],
      "description": "Ensure that lists are structured correctly",
      "help": "<ul> and <ol> must only directly contain <li>, <script> or <template> elements",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/list?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [],
          "none": [
            {
              "id": "only-listitems",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "List element only has direct children that are allowed inside <li> elements"
            }
          ],
          "impact": null,
          "html": "<ul class=\"check-list\">",
          "target": [
            "#wealth > .split.wrap > .split-copy > .check-list"
          ]
        }
      ]
    },
    {
      "id": "listitem",
      "impact": null,
      "tags": [
        "cat.structure",
        "wcag2a",
        "wcag131",
        "EN-301-549",
        "EN-9.1.3.1"
      ],
      "description": "Ensure <li> elements are used semantically",
      "help": "<li> elements must be contained in a <ul> or <ol>",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/listitem?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "listitem",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "List item has a <ul>, <ol> or role=\"list\" parent element"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<li><span class=\"check\">\u2713</span><span><strong>Build a buffer:</strong> Keep emergency savings accessible and sized to your circumstances.</span></li>",
          "target": [
            "#wealth > .split.wrap > .split-copy > .check-list > li:nth-child(1)"
          ]
        }
      ]
    },
    {
      "id": "meta-viewport",
      "impact": null,
      "tags": [
        "cat.sensory-and-visual-cues",
        "wcag2aa",
        "wcag144",
        "EN-301-549",
        "EN-9.1.4.4",
        "ACT"
      ],
      "description": "Ensure <meta name=\"viewport\"> does not disable text scaling and zooming",
      "help": "Zooming and scaling must not be disabled",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/meta-viewport?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "meta-viewport",
              "data": null,
              "relatedNodes": [],
              "impact": "critical",
              "message": "<meta> tag does not disable zooming on mobile devices"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<meta name=\"viewport\" content=\"width=device-width, initial-scale=1\">",
          "target": [
            "meta[name=\"viewport\"]"
          ]
        }
      ]
    },
    {
      "id": "nested-interactive",
      "impact": null,
      "tags": [
        "cat.keyboard",
        "wcag2a",
        "wcag412",
        "TTv5",
        "TT6.a",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure interactive controls are not nested as they are not always announced by screen readers or can cause focus problems for assistive technologies",
      "help": "Interactive controls must not be nested",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/nested-interactive?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "no-focusable-content",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "Element does not have focusable descendants"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<img src=\"https://placehold.co/96x96/183c32/d1f36a?text=N&amp;font=manrope\" alt=\"Northstar Ledger N mark\">",
          "target": [
            "img[alt=\"Northstar Ledger N mark\"]"
          ]
        }
      ]
    },
    {
      "id": "summary-name",
      "impact": null,
      "tags": [
        "cat.name-role-value",
        "wcag2a",
        "wcag412",
        "section508",
        "section508.22.a",
        "TTv5",
        "TT6.a",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure summary elements have discernible text",
      "help": "Summary elements must have discernible text",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/summary-name?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "has-visible-text",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "Element has text that is visible to screen readers"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<summary>How much should I keep in emergency savings?</summary>",
          "target": [
            "details:nth-child(1) > summary"
          ]
        }
      ]
    },
    {
      "id": "svg-img-alt",
      "impact": null,
      "tags": [
        "cat.text-alternatives",
        "wcag2a",
        "wcag111",
        "section508",
        "section508.22.a",
        "TTv5",
        "TT7.a",
        "EN-301-549",
        "EN-9.1.1.1",
        "ACT"
      ],
      "description": "Ensure <svg> elements with an img, graphics-document or graphics-symbol role have an accessible text",
      "help": "<svg> elements with an img role must have an alternative text",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/svg-img-alt?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "aria-label",
              "data": null,
              "relatedNodes": [],
              "impact": "serious",
              "message": "aria-label attribute exists and is not empty"
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<svg class=\"sparkline\" viewBox=\"0 0 210 42\" role=\"img\" aria-label=\"Illustrative upward growth line\">",
          "target": [
            "svg"
          ]
        }
      ]
    },
    {
      "id": "target-size",
      "impact": null,
      "tags": [
        "cat.sensory-and-visual-cues",
        "wcag22aa",
        "wcag258"
      ],
      "description": "Ensure touch targets have sufficient size and space",
      "help": "All touch targets must be 24px large, or leave sufficient space",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/target-size?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "target-size",
              "data": {
                "minSize": 24,
                "width": 220.8,
                "height": 44
              },
              "relatedNodes": [],
              "impact": "serious",
              "message": "Control has sufficient size (220.8px by 44px, should be at least 24px by 24px)"
            },
            {
              "id": "target-offset",
              "data": {
                "closestOffset": 24,
                "minOffset": 24
              },
              "relatedNodes": [],
              "impact": "serious",
              "message": "Target has sufficient space from its closest neighbors. Safe clickable space has a diameter of 24px which is at least 24px."
            }
          ],
          "all": [],
          "none": [],
          "impact": null,
          "html": "<a class=\"brand\" href=\"#home\" aria-label=\"Northstar Ledger home\">",
          "target": [
            ".header-inner > .brand[aria-label=\"Northstar Ledger home\"][href$=\"#home\"]"
          ]
        }
      ]
    }
  ],
  "incomplete": [
    {
      "id": "aria-prohibited-attr",
      "impact": "serious",
      "tags": [
        "cat.aria",
        "wcag2a",
        "wcag412",
        "EN-301-549",
        "EN-9.4.1.2"
      ],
      "description": "Ensure ARIA attributes are not prohibited for an element's role",
      "help": "Elements must only use permitted ARIA attributes",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/aria-prohibited-attr?application=axeAPI",
      "nodes": [
        {
          "any": [],
          "all": [],
          "none": [
            {
              "id": "aria-prohibited-attr",
              "data": {
                "role": null,
                "nodeName": "div",
                "messageKey": "noRoleSingular",
                "prohibited": [
                  "aria-label"
                ]
              },
              "relatedNodes": [],
              "impact": "serious",
              "message": "aria-label attribute is not well supported on a div with no valid role attribute."
            }
          ],
          "impact": "serious",
          "html": "<div class=\"floating-card\" aria-label=\"Illustrative account growth example\">",
          "target": [
            ".floating-card"
          ],
          "failureSummary": "Fix all of the following:\n  aria-label attribute is not well supported on a div with no valid role attribute."
        }
      ]
    },
    {
      "id": "color-contrast",
      "impact": "serious",
      "tags": [
        "cat.color",
        "wcag2aa",
        "wcag143",
        "TTv5",
        "TT13.c",
        "EN-301-549",
        "EN-9.1.4.3",
        "ACT"
      ],
      "description": "Ensure the contrast between foreground and background colors meets WCAG 2 AA minimum contrast ratio thresholds",
      "help": "Elements must meet minimum color contrast ratio thresholds",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/color-contrast?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "messageKey": "nonBmp"
              },
              "relatedNodes": [],
              "impact": "serious",
              "message": "Element content contains only non-text characters"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<span class=\"arrow\">\u2192</span>",
          "target": [
            ".btn-dark.btn[href$=\"#wealth\"] > .arrow"
          ],
          "failureSummary": "Fix any of the following:\n  Element content contains only non-text characters"
        }
      ]
    },
    {
      "id": "link-in-text-block",
      "impact": "serious",
      "tags": [
        "cat.color",
        "wcag2a",
        "wcag141",
        "TTv5",
        "TT13.a",
        "EN-301-549",
        "EN-9.1.4.1"
      ],
      "description": "Ensure links are distinguished from surrounding text in a way that does not rely on color",
      "help": "Links must be distinguishable without relying on color",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/link-in-text-block?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "link-in-text-block",
              "data": {
                "messageKey": "bgOverlap"
              },
              "relatedNodes": [
                {
                  "html": "<div class=\"footer-brand\">",
                  "target": [
                    ".footer-brand"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element's contrast ratio could not be determined because of element overlap"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<a class=\"brand\" href=\"#home\" aria-label=\"Northstar Ledger home\">",
          "target": [
            ".footer-brand > .brand[aria-label=\"Northstar Ledger home\"][href$=\"#home\"]"
          ],
          "failureSummary": "Fix any of the following:\n  Element's contrast ratio could not be determined because of element overlap"
        }
      ]
    }
  ],
  "violations": [
    {
      "id": "color-contrast",
      "impact": "serious",
      "tags": [
        "cat.color",
        "wcag2aa",
        "wcag143",
        "TTv5",
        "TT13.c",
        "EN-301-549",
        "EN-9.1.4.3",
        "ACT"
      ],
      "description": "Ensure the contrast between foreground and background colors meets WCAG 2 AA minimum contrast ratio thresholds",
      "help": "Elements must meet minimum color contrast ratio thresholds",
      "helpUrl": "https://dequeuniversity.com/rules/axe/4.10/color-contrast?application=axeAPI",
      "nodes": [
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#648541",
                "bgColor": "#ffffff",
                "contrastRatio": 4.22,
                "fontSize": "9.0pt (12px)",
                "fontWeight": "bold",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<div class=\"floating-card\" aria-label=\"Illustrative account growth example\">",
                  "target": [
                    ".floating-card"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 4.22 (foreground color: #648541, background color: #ffffff, font size: 9.0pt (12px), font weight: bold). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<small>Can add up over time</small>",
          "target": [
            "small"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 4.22 (foreground color: #648541, background color: #ffffff, font size: 9.0pt (12px), font weight: bold). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#738077",
                "bgColor": "#fffefa",
                "contrastRatio": 4.09,
                "fontSize": "9.2pt (12.32px)",
                "fontWeight": "bold",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<section class=\"proof-strip\" aria-label=\"Our approach\">",
                  "target": [
                    ".proof-strip"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 4.09 (foreground color: #738077, background color: #fffefa, font size: 9.2pt (12.32px), font weight: bold). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<span class=\"proof-title\">A better relationship with money starts here</span>",
          "target": [
            ".proof-title"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 4.09 (foreground color: #738077, background color: #fffefa, font size: 9.2pt (12.32px), font weight: bold). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#7a867e",
                "bgColor": "#ffffff",
                "contrastRatio": 3.79,
                "fontSize": "8.9pt (11.84px)",
                "fontWeight": "normal",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<div class=\"story-quote\">",
                  "target": [
                    ".story-quote"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 3.79 (foreground color: #7a867e, background color: #ffffff, font size: 8.9pt (11.84px), font weight: normal). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<span>Northstar reader since 2022</span>",
          "target": [
            ".quote-person > div > span"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 3.79 (foreground color: #7a867e, background color: #ffffff, font size: 8.9pt (11.84px), font weight: normal). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#728078",
                "bgColor": "#f7f7f1",
                "contrastRatio": 3.84,
                "fontSize": "8.9pt (11.84px)",
                "fontWeight": "normal",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<section class=\"section story-section\" id=\"about\">",
                  "target": [
                    "#about"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 3.84 (foreground color: #728078, background color: #f7f7f1, font size: 8.9pt (11.84px), font weight: normal). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<span>language, always</span>",
          "target": [
            ".metric:nth-child(1) > span"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 3.84 (foreground color: #728078, background color: #f7f7f1, font size: 8.9pt (11.84px), font weight: normal). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#728078",
                "bgColor": "#f7f7f1",
                "contrastRatio": 3.84,
                "fontSize": "8.9pt (11.84px)",
                "fontWeight": "normal",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<section class=\"section story-section\" id=\"about\">",
                  "target": [
                    "#about"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 3.84 (foreground color: #728078, background color: #f7f7f1, font size: 8.9pt (11.84px), font weight: normal). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<span>steps over hot takes</span>",
          "target": [
            ".metric:nth-child(2) > span"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 3.84 (foreground color: #728078, background color: #f7f7f1, font size: 8.9pt (11.84px), font weight: normal). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#728078",
                "bgColor": "#f7f7f1",
                "contrastRatio": 3.84,
                "fontSize": "8.9pt (11.84px)",
                "fontWeight": "normal",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<section class=\"section story-section\" id=\"about\">",
                  "target": [
                    "#about"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 3.84 (foreground color: #728078, background color: #f7f7f1, font size: 8.9pt (11.84px), font weight: normal). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<span>perspective</span>",
          "target": [
            ".metric:nth-child(3) > span"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 3.84 (foreground color: #728078, background color: #f7f7f1, font size: 8.9pt (11.84px), font weight: normal). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#77905e",
                "bgColor": "#ffffff",
                "contrastRatio": 3.53,
                "fontSize": "8.3pt (11.04px)",
                "fontWeight": "bold",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<article class=\"learn-card\">",
                  "target": [
                    ".learn-card:nth-child(1)"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 3.53 (foreground color: #77905e, background color: #ffffff, font size: 8.3pt (11.04px), font weight: bold). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<span class=\"learn-meta\">Everyday money \u00b7 6 min read</span>",
          "target": [
            ".learn-card:nth-child(1) > .learn-body > .learn-meta"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 3.53 (foreground color: #77905e, background color: #ffffff, font size: 8.3pt (11.04px), font weight: bold). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#d1f36a",
                "bgColor": "#ffffff",
                "contrastRatio": 1.25,
                "fontSize": "9.8pt (13.12px)",
                "fontWeight": "bold",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<article class=\"learn-card\">",
                  "target": [
                    ".learn-card:nth-child(1)"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 1.25 (foreground color: #d1f36a, background color: #ffffff, font size: 9.8pt (13.12px), font weight: bold). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<a class=\"text-link\" href=\"#wealth\">Learn more <span class=\"arrow\">\u2192</span></a>",
          "target": [
            ".text-link[href$=\"#wealth\"]"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 1.25 (foreground color: #d1f36a, background color: #ffffff, font size: 9.8pt (13.12px), font weight: bold). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#77905e",
                "bgColor": "#ffffff",
                "contrastRatio": 3.53,
                "fontSize": "8.3pt (11.04px)",
                "fontWeight": "bold",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<article class=\"learn-card\">",
                  "target": [
                    ".learn-card:nth-child(2)"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 3.53 (foreground color: #77905e, background color: #ffffff, font size: 8.3pt (11.04px), font weight: bold). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<span class=\"learn-meta\">Investing \u00b7 8 min read</span>",
          "target": [
            ".learn-card:nth-child(2) > .learn-body > .learn-meta"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 3.53 (foreground color: #77905e, background color: #ffffff, font size: 8.3pt (11.04px), font weight: bold). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#d1f36a",
                "bgColor": "#ffffff",
                "contrastRatio": 1.25,
                "fontSize": "9.8pt (13.12px)",
                "fontWeight": "bold",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<article class=\"learn-card\">",
                  "target": [
                    ".learn-card:nth-child(2)"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 1.25 (foreground color: #d1f36a, background color: #ffffff, font size: 9.8pt (13.12px), font weight: bold). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<a class=\"text-link\" href=\"#investing\">Learn more <span class=\"arrow\">\u2192</span></a>",
          "target": [
            ".text-link[href$=\"#investing\"]"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 1.25 (foreground color: #d1f36a, background color: #ffffff, font size: 9.8pt (13.12px), font weight: bold). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#77905e",
                "bgColor": "#ffffff",
                "contrastRatio": 3.53,
                "fontSize": "8.3pt (11.04px)",
                "fontWeight": "bold",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<article class=\"learn-card\">",
                  "target": [
                    ".learn-card:nth-child(3)"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 3.53 (foreground color: #77905e, background color: #ffffff, font size: 8.3pt (11.04px), font weight: bold). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<span class=\"learn-meta\">Retirement \u00b7 7 min read</span>",
          "target": [
            ".learn-card:nth-child(3) > .learn-body > .learn-meta"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 3.53 (foreground color: #77905e, background color: #ffffff, font size: 8.3pt (11.04px), font weight: bold). Expected contrast ratio of 4.5:1"
        },
        {
          "any": [
            {
              "id": "color-contrast",
              "data": {
                "fgColor": "#d1f36a",
                "bgColor": "#ffffff",
                "contrastRatio": 1.25,
                "fontSize": "9.8pt (13.12px)",
                "fontWeight": "bold",
                "messageKey": null,
                "expectedContrastRatio": "4.5:1",
                "shadowColor": null
              },
              "relatedNodes": [
                {
                  "html": "<article class=\"learn-card\">",
                  "target": [
                    ".learn-card:nth-child(3)"
                  ]
                }
              ],
              "impact": "serious",
              "message": "Element has insufficient color contrast of 1.25 (foreground color: #d1f36a, background color: #ffffff, font size: 9.8pt (13.12px), font weight: bold). Expected contrast ratio of 4.5:1"
            }
          ],
          "all": [],
          "none": [],
          "impact": "serious",
          "html": "<a class=\"text-link\" href=\"#retirement\">Learn more <span class=\"arrow\">\u2192</span></a>",
          "target": [
            ".text-link[href$=\"#retirement\"]"
          ],
          "failureSummary": "Fix any of the following:\n  Element has insufficient color contrast of 1.25 (foreground color: #d1f36a, background color: #ffffff, font size: 9.8pt (13.12px), font weight: bold). Expected contrast ratio of 4.5:1"
        }
      ]
    }
  ],
  "coverage": {
    "contract": "main-document-vertical-scroll",
    "complete": true,
    "positions": [
      {
        "y": 0,
        "height": 6769
      },
      {
        "y": 576,
        "height": 6769
      },
      {
        "y": 1152,
        "height": 6769
      },
      {
        "y": 1728,
        "height": 6769
      },
      {
        "y": 2304,
        "height": 6769
      },
      {
        "y": 2880,
        "height": 6769
      },
      {
        "y": 3456,
        "height": 6769
      },
      {
        "y": 4032,
        "height": 6769
      },
      {
        "y": 4608,
        "height": 6769
      },
      {
        "y": 5184,
        "height": 6769
      },
      {
        "y": 5760,
        "height": 6769
      },
      {
        "y": 6049,
        "height": 6769
      }
    ],
    "scans": 13,
    "max_states": 512,
    "settle_ms": 5000,
    "page_timeout_seconds": 150,
    "layout_stability": "consecutive 100ms size samples within one CSS pixel",
    "animation_settling": "finite animations present when scroll resources are ready finish or are cancelled",
    "interactive_states": "not exercised",
    "horizontal_scroll": "not exercised"
  }
}
System Prompt
You are a lead web developer at a top digital agency, tasked with creating a one-page website for a new client based on the given specifications, delivered as an HTML file. First non-whitespace char '<', last non-whitespace char '>'. Use the following services to generate placeholder images where needed:
- placehold.co (text): https://placehold.co/[{w}x{h}|{size}][/{bg-color}/{text-color}]?text={text}&font=[lato|lora|montserrat|noto sans|open sans|oswald|playfair display|poppins|pt sans|raleway|roboto|source sans|source sans pro]
- picsum.photos (photos): https://picsum.photos/[{w}/{h}|{size}]?[grayscale][&blur={1-10}]
- pravatar.cc (avatars): https://i.pravatar.cc/{size}?u={identifier}
Choose sizes appropriate to layout.
User Prompt
Create a **complete, polished, production-quality** primary web page for a new client in the "Personal Finance" sector.
Your goal is to generate the full HTML code for a page that is not just functional but also visually compelling, content-rich, and feels like a finished product ready for launch.

**Client & Category:**
- Industry: "Personal Finance"
- Description: Banking, investing, budgeting, savings, credit, and personal money management resources.

**Your Creative Task:**
1.  **Invent:** Create a unique, professional-sounding site name and a strong tagline fitting the "Personal Finance" category.
2.  **Define Page:** Determine the most effective primary page type (e.g., homepage, service landing page, category portal) to showcase this fictional entity.
3.  **Design:** Develop an opinionated, modern, and professional layout. Make distinct choices about structure and flow.

**Content & Structure Requirements (Deliver a COMPLETE page):**
-   **Overall:** The final page must feel substantial and complete, with realistic amounts of text (multiple paragraphs per section where appropriate, avoid single sentences), well-integrated placeholder images, and logical flow. It should look like a real website a business would proudly use.
-   **HEADER:** Include the invented site name, tagline, a logo placeholder image, and a primary navigation bar. Ensure the navigation has **at least 5-7 clearly defined, relevant links** including: "Retirement", "About", "Calculator".
-   **MAIN CONTENT:** Structure this area with **at least 3-4 distinct, well-developed sections**.
    -   Address key topics relevant to the "Personal Finance" category. Consider themes similar to: "Wealth Building", "Investment Strategies", "Retirement Planning".
    -   **Content Depth:** Populate each section with **substantial, realistic text** (multiple sentences/paragraphs). Use authentic industry language and terminology like: "liquidity", "capital gains", "compound interest".
    -   **Visuals:** Integrate relevant placeholder images logically within the content sections.
    -   **Calls to Action:** Include clear and contextually relevant CTAs. Use strong verbs similar to: "Learn More", "Calculate", "Start Investing".
-   **ENGAGEMENT (Recommended):** Strongly consider incorporating **one meaningful interactive element** that would genuinely benefit a user in the "Personal Finance" sector. Ideas similar but not limited to: "retirement calculator".
-   **SIDEBAR (Optional):** If your design includes a sidebar, populate it with **useful, relevant content**. Ideas: "rate comparisons", "educational articles", "success stories".
-   **FOOTER:** Include a professional footer with invented contact details, copyright (current year), social media links, and standard links (Privacy, Terms).
-   **MODERN WEB PATTERNS:** Include modern web patterns like testimonial cards, feature grids, or FAQ accordions where appropriate.